Home Loan EMI Calculator
Plan your dream home purchase with confidence. Calculate your monthly EMI and total interest instantly.
₹50L
Max Loan Amount
8.5%
Starting Rate
30Y
Max Tenure
Loan Details
₹
Min: ₹1L
Max: ₹5Cr
%
Years
Your Loan Summary
Monthly EMI
₹0
Total Interest
₹0
Total Amount
₹0
Instant Results
Get your EMI calculated in real-time as you adjust the values
Accurate Calculations
Industry-standard formula for precise EMI calculations
Visual Breakdown
See principal vs interest split with interactive charts
Frequently Asked Questions
What is the minimum down payment for a home loan?
Most banks require a minimum down payment of 10-20% of the property value. For affordable housing (under ₹45 lakhs), it can be as low as 10%.
Can I prepay my home loan?
Yes, most banks allow prepayment after a certain period. For floating rate loans, there are usually no prepayment charges.
How is home loan eligibility calculated?
Banks typically consider your monthly income, existing loans, age, and credit score. Generally, EMI should not exceed 40-50% of your monthly income.